When you submit a car accident claim to an insurance company, the latter will usually look for a reason to devalue or deny your claim. They will try to get you to make some statements hoping to find some inconsistencies that can be used against you and your claim. Thus, before you make any statements, you need to consider consulting a car accident lawyer colorado springs. Your lawyer can help determine what you should say to the insurance provider to protect your claim or deal with the company on your behalf.
How Dishonesty and Exaggeration Could Hurt Your Claim
While insurance carriers usually devalue injury claims, you should not exaggerate your minor injuries. Otherwise, the insurance company will use this exaggeration or dishonesty against you. Keep in mind that this company will use different tactics to devalue claims, including putting you under surveillance. Thus, if you exaggerate an injury and the insurance company catches you doing something you claimed you could not, your claim can be undermined or denied.
Importance of Consistency in Statements
When you file a claim, you will usually speak to an insurance claims adjuster assigned to your claim. In general, the adjuster will ask you to give them a recorded statement to evaluate the extent of your injuries. Also, the adjuster may ask you about the severity of your injuries.
Keep in mind that insurance providers document each statement you make to them, including those about your injuries. By being consistent with your statements, you can prove the existence and seriousness of your injury. This will give the company little to use against your claim.
How to Stay Consistent when Making Statements
When you discuss your car accident with a claims adjuster, make sure to use clear, simple language and stick to the facts. Avoid making assumptions about your injuries or accidents. Usually, the adjuster will trick you into saying something that may hurt you later.
Moreover, you should not share more information than asked because you might say something that calls previous statements into question. Also, do not make statements that sound like you admit to fault. For example, if you say you were in a hurry, the company may argue that you were distracted and caused the accident. Whatever you are not sure about must be discussed with your lawyer. They can relay this information to the insurance company on your behalf to protect your credibility.